Please read! Live Oak Financial Group requires consideration for and as a condition of allowing you access.

Reading and accepting the terms of use and the provisions of the privacy policy of https://liveoakfg.com are required considerations for https://liveoakfg.com granting you the right to visit, read, or interact with it.

All persons are denied access to this site unless they read and accept the terms of use and the privacy policy.

By viewing, visiting, using, or interacting with https://liveoakfg.com or with any banner, pop-up, or advertising that appears on it, you are agreeing to all the provisions of this terms of use policy and the privacy policy of https://liveoakfg.com.

All persons under the age of 18 are denied access to https://liveoakfg.com. If you are under 18 years of age, it is unlawful for you to visit, read, or interact with https://liveoakfg.com or its contents in any manner. https://liveoakfg.com specifically denies access to any individual that is covered by the Child Online Privacy Act (COPA) of 1998.

https://liveoakfg.com reserves the right to deny access to any person or viewer for any reason. Under the terms of the privacy policy, which you accept as a condition for viewing, https://liveoakfg.com is allowed to collect and store data and information for the purpose of exclusion and for many other uses.

The terms of use agreement may change from time to time. Visitors have an affirmative duty, as part of the consideration for permission to view https://liveoakfg.com, to keep themselves informed of changes.

Parties to the Terms of Use Agreement

Visitors, viewers, users, subscribers, members, affiliates, or customers, collectively referred to herein as "Visitors," are parties to this agreement. The website and its owners and/or operators are parties to this agreement, referred to herein as "Website."

Use of Information from This Website

Unless you have entered into an express written contract with this website to the contrary, visitors, viewers, subscribers, members, affiliates, or customers have no right to use this information in a commercial or public setting; they have no right to broadcast it, copy it, save it, print it, sell it, or publish any portions of the content of this website. By viewing the contents of this website, you agree to this condition of viewing, and you acknowledge that any unauthorized use is unlawful and may subject you to civil or criminal penalties. Visitors have no rights whatsoever to use the content of this website, including its databases, invisible pages, linked pages, underlying code, or other intellectual property the site may contain, for any reason. Visitors agree to liquidated damages in the amount of U.S. $100,000 in addition to costs and actual damages for breach of this provision. Visitors warrant that they understand that accepting this provision is a condition of viewing, and that viewing constitutes acceptance.

Ownership of Website or Right to Use, Sell, Publish Contents of This Website

The website and its contents are owned or licensed by the website. Material contained on the website must be presumed to be proprietary and copyrighted. Visitors have no rights whatsoever in the site content. Use of website content for any reason is unlawful unless done with express contract or permission of the website.

Hyperlinking to Site, Co-branding, "Framing" and Referencing Site Prohibited

Unless expressly authorized by the website, no one may hyperlink this site, or portions thereof (including but not limited to logotypes, trademarks, branding, or copyrighted material) to theirs for any reason. You are not allowed to reference the URL (website address) of this website in any commercial or non-commercial media without express permission, nor are you allowed to 'frame' the site. You specifically agree to cooperate with the website to remove or deactivate any such activities and be liable for all damages. You hereby agree to liquidated damages of U.S. $100,000 plus costs and actual damages for violating this provision.

Disclaimer for Contents of Site

The website disclaims any responsibility for the accuracy of the content of this website. Visitors assume all risk of viewing, reading, using, or relying upon this information. Unless you have otherwise formed an express contract to the contrary with the website, you have no right to rely on any information contained herein as accurate. The website makes no such warranty.

Disclaimer for Harm Caused to Your Computer or Software

The website assumes no responsibility for damage to computers or software of the visitor or any person the visitor subsequently communicates with, from corrupting code or data that is inadvertently passed to the visitor's computer. Again, visitors view and interact with this site, or banners, pop-ups, or advertising displayed thereon, at their own risk.

Disclaimer for Harm Caused by Downloads

Visitors download information from this site at their own risk. The website makes no warranty that downloads are free of corrupting computer codes, including, but not limited to, viruses and worms.

Limitation of Liability

By viewing, using, or interacting in any manner with this site, including banners, advertising, pop-ups, downloads, and as a condition of the website allowing lawful viewing, visitors forever waive all rights to claims of damage of any kind, no matter how extensive or severe, based on any cause.

Indemnification

Visitors agree that, in the event they cause damage that the website is required to pay for, the visitors will reimburse the website for all costs as a condition of viewing.

Submissions

As a condition of viewing, visitors agree that any communication between the visitor and the website is deemed a submission. All submissions, including portions thereof, graphics, or any content, shall become the exclusive property of the website and may be used for commercial purposes without further permission. Visitors agree to communicate only information they wish the website to use in any manner it sees fit.

Notice

No additional notice of any kind is due to visitors, and visitors expressly understand that the right to notice is waived as a condition of viewing or interacting with the website.

Disputes

Visitors agree to binding arbitration for any claim arising out of or relating to the website, including solicitation issues, privacy issues, and terms of use. The rules of the American Arbitration Association will govern any dispute, with hearings in the city or county of the seller. Visitors waive the right to court or jury trials.

Jurisdiction and Venue

In any matter pre- or post-arbitration, visitors agree that the sole jurisdiction is the state and city declared in the contact information of the website owner.

Applicable Law

The applicable law shall always be that of the state of the seller.